Mexico, ME · Charter 2645
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.69% | 1.74% | 1.45% | 1.43% | 1.46% | 1.41% | 1.79% | 1.61% | +18 bps | |
| Return on Equity | 10.91% | 11.10% | 9.52% | 9.25% | 9.32% | 8.92% | 11.35% | 9.96% | +71 bps | |
| Net Interest Margin | 3.71% | 3.65% | 3.40% | 3.49% | 3.50% | 3.49% | 3.41% | 3.47% | -2 bps | |
| Efficiency Ratio | 60.42% | 59.59% | 64.75% | 63.47% | 63.33% | 64.52% | 66.19% | 65.36% | +189 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.96% | 7.14% | 10.19% | 10.76% | 9.73% | 8.57% | 5.64% | 4.81% | -595 bps | |
| Loan Growth (YoY) | 5.04% | 3.13% | 1.75% | 1.19% | 0.71% | 3.14% | 2.54% | 1.13% | -5 bps | |
| Share Growth (YoY) | 3.77% | 6.34% | 9.94% | 10.70% | 9.53% | 8.27% | 4.85% | 3.74% | -697 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.57% | 0.73% | 0.48% | 0.67% | 0.80% | 0.32% | 0.36% | 0.48% | -19 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.52% | 15.65% | 15.19% | 15.42% | 15.64% | 15.77% | 15.80% | 16.16% | +74 bps | |
| Net Worth / Assets | 15.52% | 15.65% | 15.19% | 15.42% | 15.64% | 15.77% | 15.80% | 16.16% | +74 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 80.01% | 78.93% | 73.65% | 73.47% | 73.56% | 75.19% | 72.03% | 71.62% | -184 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |