Oxford
Mexico, ME · Charter 2645 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$370.2MAssets
$220.5MLoans
$307.8MShares
$59.8MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 88% of credit unions under $1B in assets (rank 199 of 1683).
- Widest gap: net interest margin trails 68% of credit unions under $1B in assets (rank 1144 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.61%
Rank 199 of 1,683
Net Interest Margin
3.47%
Rank 1,144 of 1,683
Efficiency Ratio
65.36%
Rank 305 of 1,682
Equity / Assets
16.16%
Rank 449 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.61% | 0.35% | 0.74% | 1.18% | Beats 88% | 199 / 1,683 | | |
| Return on Equity | 9.96% | 2.67% | 5.89% | 8.74% | Beats 83% | 285 / 1,681 | | |
| Net Interest Margin | 3.47% | 3.31% | 3.82% | 4.32% | Beats 32% | 1,144 / 1,683 | | |
| Efficiency Ratio | 65.36% | 68.91% | 78.20% | 86.93% | Beats 82% | 305 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.48% | 0.26% | 0.65% | 1.29% | Beats 60% | 666 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.16% | 10.44% | 12.89% | 16.53% | Beats 73% | 449 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.16% | 10.44% | 12.89% | 16.53% | Beats 73% | 449 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 71.62% | 52.61% | 69.38% | 83.50% | 54th pctl | 771 / 1,683 | | |
| Loans / Assets | 59.56% | 44.71% | 59.18% | 70.72% | 51st pctl | 828 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |