Mexico, ME · Charter 2645
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.43% | 1.46% | 1.41% | 1.79% | 1.61% | +18 bps | |
| Return on Equity | 9.25% | 9.32% | 8.92% | 11.35% | 9.96% | +71 bps | |
| Net Interest Margin | 3.49% | 3.50% | 3.49% | 3.41% | 3.47% | -2 bps | |
| Efficiency Ratio | 63.47% | 63.33% | 64.52% | 66.19% | 65.36% | +189 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 10.76% | 9.73% | 8.57% | 5.64% | 4.81% | -595 bps | |
| Loan Growth (YoY) | 1.19% | 0.71% | 3.14% | 2.54% | 1.13% | -5 bps | |
| Share Growth (YoY) | 10.70% | 9.53% | 8.27% | 4.85% | 3.74% | -697 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.67% | 0.80% | 0.32% | 0.36% | 0.48% | -19 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 15.42% | 15.64% | 15.77% | 15.80% | 16.16% | +74 bps | |
| Net Worth / Assets | 15.42% | 15.64% | 15.77% | 15.80% | 16.16% | +74 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 73.47% | 73.56% | 75.19% | 72.03% | 71.62% | -184 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |