Bennington, NE · Cert 8595 · Bbig Holdings LLC
State charter, Fed member · FED · 5 branches
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 0.4% share · #32 of 77 inst. · $0.2B of $42.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.49% | 1.06% | 0.46% | 0.53% | 0.47% | 0.60% | 0.99% | 0.92% | +39 bps | |
| Return on Equity | 16.78% | 12.06% | 5.55% | 6.45% | 5.77% | 7.29% | 12.19% | 11.39% | +494 bps | |
| Net Interest Margin | 3.44% | 3.67% | 4.57% | 4.44% | 4.41% | 4.31% | 4.52% | 4.37% | -7 bps | |
| Efficiency Ratio | 63.19% | 67.02% | 76.58% | 76.61% | 75.39% | 73.71% | 70.07% | 67.61% | -900 bps | |
| Non-Interest Burden | 1.23% | 1.76% | 3.42% | 3.31% | 3.21% | 3.06% | 3.00% | 2.75% | -56 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.13% | 6.27% | 6.52% | 2.16% | 8.89% | 8.29% | 11.34% | 10.13% | +797 bps | |
| Loan Growth (YoY) | 4.08% | 8.98% | 3.29% | 6.76% | 16.16% | 10.38% | 18.13% | 13.04% | +628 bps | |
| Deposit Growth (YoY) | 9.05% | 11.43% | 15.93% | 8.86% | 3.20% | -5.24% | 6.60% | 5.00% | -387 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 3.18% | 2.94% | 2.43% | 2.47% | 1.60% | 1.54% | 2.08% | 0.33% | -214 bps | |
| Net Charge-Offs / Loans | 0.75% | 0.74% | 1.14% | 0.93% | 0.71% | 0.63% | 0.16% | 0.73% | -19 bps | |
| Allowance / Loans | 1.49% | 1.49% | 1.48% | 1.42% | 1.41% | 1.40% | 1.41% | 1.40% | -2 bps | |
| Allowance Coverage of NPLs | 0.5x | 0.5x | 0.6x | 0.6x | 0.9x | 0.9x | 0.7x | 4.2x | +3.7x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 9.83% | 10.08% | 9.75% | 9.80% | 9.63% | 9.45% | 9.11% | 8.80% | -100 bps | |
| Total Risk-Based Capital | 12.77% | 12.20% | 12.47% | 12.54% | 11.64% | 11.80% | 11.33% | 11.76% | -78 bps | |
| Equity / Assets | 8.85% | 8.23% | 8.22% | 8.37% | 8.03% | 8.29% | 7.88% | 8.10% | -28 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 81.55% | 85.68% | 81.00% | 81.19% | 91.79% | 99.80% | 89.77% | 87.41% | +622 bps | |
| Liquid Assets / Assets | 3.94% | 0.54% | 3.50% | 5.71% | 1.67% | 1.21% | 3.01% | 3.18% | -254 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 404% | 418% | 461% | n/a | n/a | |