Bennington, NE · Cert 8595 · Bbig Holdings LLC
State charter, Fed member · FED · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in the Omaha, NE-IA area (n=24). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
26
Asset Quality
33
Profitability
47
Liquidity
71
Efficiency
21
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Bennington, NE · Cert 8595 · Bbig Holdings LLC
State charter, Fed member · FED · 5 branches
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 0.4% share · #32 of 77 inst. · $0.2B of $42.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.49% | 1.06% | 0.46% | 0.53% | 0.47% | 0.60% | 0.99% | 0.92% | +39 bps | |
| Return on Equity | 16.78% | 12.06% | 5.55% | 6.45% | 5.77% | 7.29% | 12.19% | 11.39% | +494 bps | |
| Net Interest Margin | 3.44% | 3.67% | 4.57% | 4.44% | 4.41% | 4.31% | 4.52% | 4.37% | -7 bps | |
| Efficiency Ratio | 63.19% | 67.02% | 76.58% | 76.61% | 75.39% | 73.71% | 70.07% | 67.61% | -900 bps | |
| Non-Interest Burden | 1.23% | 1.76% | 3.42% | 3.31% | 3.21% | 3.06% | 3.00% | 2.75% | -56 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.13% | 6.27% | 6.52% | 2.16% | 8.89% | 8.29% | 11.34% | 10.13% | +797 bps | |
| Loan Growth (YoY) | 4.08% | 8.98% | 3.29% | 6.76% | 16.16% | 10.38% | 18.13% | 13.04% | +628 bps | |
| Deposit Growth (YoY) | 9.05% | 11.43% | 15.93% | 8.86% | 3.20% | -5.24% | 6.60% | 5.00% | -387 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 3.18% | 2.94% | 2.43% | 2.47% | 1.60% | 1.54% | 2.08% | 0.33% | -214 bps | |
| Net Charge-Offs / Loans | 0.75% | 0.74% | 1.14% | 0.93% | 0.71% | 0.63% | 0.16% | 0.73% | -19 bps | |
| Allowance / Loans | 1.49% | 1.49% | 1.48% | 1.42% | 1.41% | 1.40% | 1.41% | 1.40% | -2 bps | |
| Allowance Coverage of NPLs | 0.5x | 0.5x | 0.6x | 0.6x | 0.9x | 0.9x | 0.7x | 4.2x | +3.7x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 9.83% | 10.08% | 9.75% | 9.80% | 9.63% | 9.45% | 9.11% | 8.80% | -100 bps | |
| Total Risk-Based Capital | 12.77% | 12.20% | 12.47% | 12.54% | 11.64% | 11.80% | 11.33% | 11.76% | -78 bps | |
| Equity / Assets | 8.85% | 8.23% | 8.22% | 8.37% | 8.03% | 8.29% | 7.88% | 8.10% | -28 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 81.55% | 85.68% | 81.00% | 81.19% | 91.79% | 99.80% | 89.77% | 87.41% | +622 bps | |
| Liquid Assets / Assets | 3.94% | 0.54% | 3.50% | 5.71% | 1.67% | 1.21% | 3.01% | 3.18% | -254 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 404% | 418% | 461% | n/a | n/a | |
Bennington, NE · Cert 8595 · Peer group: banks under $1B in assets in the Omaha, NE-IA area (n=24) · Bbig Holdings LLC
State charter, Fed member · FED · 5 branches
Q2 2026
Return on Assets
0.91%
Rank 19 of 24
Net Interest Margin
4.37%
Rank 3 of 24
Efficiency Ratio
67.70%
Rank 20 of 24
Equity / Assets
8.10%
Rank 22 of 24
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.91% | 0.92% | 1.29% | 1.77% | Beats 21% | 19 / 24 | ||
| Return on Equity | 11.26% | 9.64% | 12.01% | 15.30% | Beats 33% | 16 / 24 | ||
| Net Interest Margin | 4.37% | 3.02% | 3.76% | 3.98% | Beats 88% | 3 / 24 | ||
| Efficiency Ratio | 67.70% | 49.60% | 59.31% | 66.55% | Beats 21% | 20 / 24 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.33% | 0.10% | 0.37% | 1.03% | Beats 62% | 10 / 24 | ||
| Net Charge-Offs / Loans | 0.41% | n/a | 0.00% | 0.03% | Beats 4% | 24 / 24 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.53% | 10.53% | 11.57% | 13.63% | Beats 25% | 18 / 24 | ||
| Total Risk-Based Capital Ratio | 11.76% | 11.15% | 12.06% | 13.90% | Beats 46% | 13 / 24 | ||
| Equity / Assets | 8.10% | 8.87% | 10.14% | 12.27% | Beats 8% | 22 / 24 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 87.41% | 75.32% | 83.30% | 93.06% | 58th pctl | 10 / 24 | ||
| Loans / Assets | 75.88% | 65.68% | 71.67% | 75.94% | 71st pctl | 7 / 24 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||