I3 Bank
Bennington, NE · Cert 8595 · Peer group: banks under $1B in assets in the Omaha, NE-IA area (n=24) · Bbig Holdings LLC
State charter, Fed member · FED · 5 branches
Q2 2026
$225.5MAssets
$171.1MLoans
$195.8MDeposits
$18.3MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 88% of banks under $1B in assets in the Omaha, NE-IA area (rank 3 of 24).
- Widest gap: net charge-offs / loans trails 96% of banks under $1B in assets in the Omaha, NE-IA area (rank 24 of 24).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.91%
Rank 19 of 24
Net Interest Margin
4.37%
Rank 3 of 24
Efficiency Ratio
67.70%
Rank 20 of 24
Equity / Assets
8.10%
Rank 22 of 24
Non-interest income vs. expense
Unfavorable gap of $6.4M · efficiency ratio beats 21% of banks under $1B in assets in the Omaha, NE-IA area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.91% | 0.92% | 1.29% | 1.77% | Beats 21% | 19 / 24 | | |
| Return on Equity | 11.26% | 9.64% | 12.01% | 15.30% | Beats 33% | 16 / 24 | | |
| Net Interest Margin | 4.37% | 3.02% | 3.76% | 3.98% | Beats 88% | 3 / 24 | | |
| Efficiency Ratio | 67.70% | 49.60% | 59.31% | 66.55% | Beats 21% | 20 / 24 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.33% | 0.10% | 0.37% | 1.03% | Beats 62% | 10 / 24 | | |
| Net Charge-Offs / Loans | 0.41% | n/a | 0.00% | 0.03% | Beats 4% | 24 / 24 | | |
| Capital |
| Tier 1 Capital Ratio | 10.53% | 10.53% | 11.57% | 13.63% | Beats 25% | 18 / 24 | | |
| Total Risk-Based Capital Ratio | 11.76% | 11.15% | 12.06% | 13.90% | Beats 46% | 13 / 24 | | |
| Equity / Assets | 8.10% | 8.87% | 10.14% | 12.27% | Beats 8% | 22 / 24 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.41% | 75.32% | 83.30% | 93.06% | 58th pctl | 10 / 24 | | |
| Loans / Assets | 75.88% | 65.68% | 71.67% | 75.94% | 71st pctl | 7 / 24 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |