PackageTrendsPeer
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Marshland

Brunswick, GA · Charter 68714

NCUA · 6 branches

Q2 2026

$272.9MAssets
$198.5MLoans
$248.3MShares
$23.6MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.52%, up 10 bps year over year; NIM at 3.32%.
  • Asset quality: problem loans at 0.22% of loans (-1 bps YoY).
  • Capital: net worth / assets of 8.66%, up 11 bps from a year ago.
  • Funding: loans stand at 79.91% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.52%+10 bps YoY

Net Interest Margin (YTD, annualized)

3.32%+11 bps YoY

Efficiency Ratio (YTD, annualized)

86.20%-34 bps YoY

Net Worth / Assets

8.66%+11 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.42%0.45%0.44%0.51%0.52%+10 bps
Return on Equity4.91%5.25%5.19%5.98%6.03%+111 bps
Net Interest Margin3.22%3.16%3.18%3.16%3.32%+11 bps
Efficiency Ratio86.54%85.73%86.42%86.88%86.20%-34 bps
Growth
Asset Growth (YoY)10.02%7.63%9.99%6.79%4.65%-536 bps
Loan Growth (YoY)17.28%10.73%9.43%11.96%8.16%-912 bps
Share Growth (YoY)10.33%7.52%9.54%6.25%4.06%-628 bps
Asset Quality
Delinquent Loans / Loans0.23%0.13%0.21%0.22%0.22%-1 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital8.56%8.47%8.45%8.48%8.66%+11 bps
Net Worth / Assets8.56%8.47%8.45%8.48%8.66%+11 bps
Liquidity & Funding
Loans / Shares76.88%76.05%78.17%77.81%79.91%+303 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps