Brunswick, GA · Charter 68714
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.42% | 0.45% | 0.44% | 0.51% | 0.52% | +10 bps | |
| Return on Equity | 4.91% | 5.25% | 5.19% | 5.98% | 6.03% | +111 bps | |
| Net Interest Margin | 3.22% | 3.16% | 3.18% | 3.16% | 3.32% | +11 bps | |
| Efficiency Ratio | 86.54% | 85.73% | 86.42% | 86.88% | 86.20% | -34 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 10.02% | 7.63% | 9.99% | 6.79% | 4.65% | -536 bps | |
| Loan Growth (YoY) | 17.28% | 10.73% | 9.43% | 11.96% | 8.16% | -912 bps | |
| Share Growth (YoY) | 10.33% | 7.52% | 9.54% | 6.25% | 4.06% | -628 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.23% | 0.13% | 0.21% | 0.22% | 0.22% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.56% | 8.47% | 8.45% | 8.48% | 8.66% | +11 bps | |
| Net Worth / Assets | 8.56% | 8.47% | 8.45% | 8.48% | 8.66% | +11 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 76.88% | 76.05% | 78.17% | 77.81% | 79.91% | +303 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |