Brunswick, GA · Charter 68714
NCUA · 6 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
8
Asset Quality
79
Profitability
37
Liquidity
54
Efficiency
27
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Brunswick, GA · Charter 68714
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.42% | 0.45% | 0.44% | 0.51% | 0.52% | +10 bps | |
| Return on Equity | 4.91% | 5.25% | 5.19% | 5.98% | 6.03% | +111 bps | |
| Net Interest Margin | 3.22% | 3.16% | 3.18% | 3.16% | 3.32% | +11 bps | |
| Efficiency Ratio | 86.54% | 85.73% | 86.42% | 86.88% | 86.20% | -34 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 10.02% | 7.63% | 9.99% | 6.79% | 4.65% | -536 bps | |
| Loan Growth (YoY) | 17.28% | 10.73% | 9.43% | 11.96% | 8.16% | -912 bps | |
| Share Growth (YoY) | 10.33% | 7.52% | 9.54% | 6.25% | 4.06% | -628 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.23% | 0.13% | 0.21% | 0.22% | 0.22% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.56% | 8.47% | 8.45% | 8.48% | 8.66% | +11 bps | |
| Net Worth / Assets | 8.56% | 8.47% | 8.45% | 8.48% | 8.66% | +11 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 76.88% | 76.05% | 78.17% | 77.81% | 79.91% | +303 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Brunswick, GA · Charter 68714 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
Return on Assets
0.52%
Rank 1,105 of 1,683
Net Interest Margin
3.32%
Rank 1,257 of 1,683
Efficiency Ratio
86.21%
Rank 1,234 of 1,682
Equity / Assets
8.66%
Rank 1,550 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.52% | 0.35% | 0.74% | 1.18% | Beats 34% | 1,105 / 1,683 | |
| Return on Equity | 6.02% | 2.67% | 5.89% | 8.74% | Beats 51% | 819 / 1,681 | |
| Net Interest Margin | 3.32% | 3.31% | 3.82% | 4.32% | Beats 25% | 1,257 / 1,683 | |
| Efficiency Ratio | 86.21% | 68.91% | 78.20% | 86.93% | Beats 27% | 1,234 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.22% | 0.26% | 0.65% | 1.29% | Beats 79% | 360 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 8.66% | 10.44% | 12.89% | 16.53% | Beats 8% | 1,550 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 8.66% | 10.44% | 12.89% | 16.53% | Beats 8% | 1,550 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 79.91% | 52.61% | 69.38% | 83.50% | 69th pctl | 516 / 1,683 | |
| Loans / Assets | 72.72% | 44.71% | 59.18% | 70.72% | 80th pctl | 345 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||