Hutchinson, KS · Charter 67730
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.02% | 1.06% | 1.02% | 1.13% | 1.20% | 1.17% | 1.40% | 1.47% | +34 bps | |
| Return on Equity | 7.22% | 7.53% | 7.61% | 8.19% | 8.47% | 8.33% | 10.07% | 10.47% | +228 bps | |
| Net Interest Margin | 3.42% | 3.38% | 3.39% | 3.47% | 3.54% | 3.52% | 3.60% | 3.55% | +7 bps | |
| Efficiency Ratio | 68.98% | 67.71% | 71.87% | 69.04% | 68.41% | 67.48% | 67.23% | 64.21% | -483 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.19% | 5.51% | 10.40% | 8.61% | 8.69% | 8.95% | 5.68% | 8.27% | -34 bps | |
| Loan Growth (YoY) | 2.15% | 1.37% | 0.21% | -1.64% | -0.90% | -0.85% | 1.73% | 3.88% | +552 bps | |
| Share Growth (YoY) | 4.74% | 7.59% | 11.02% | 8.44% | 8.95% | 9.12% | 5.14% | 8.22% | -22 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.84% | 0.72% | 0.51% | 0.50% | 0.78% | 1.22% | 0.76% | 1.11% | +61 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.14% | 14.10% | 13.45% | 13.79% | 14.14% | 14.10% | 13.95% | 14.00% | +21 bps | |
| Net Worth / Assets | 14.14% | 14.10% | 13.45% | 13.79% | 14.14% | 14.10% | 13.95% | 14.00% | +21 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 77.28% | 76.37% | 69.48% | 70.53% | 70.29% | 69.40% | 67.23% | 67.70% | -283 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |