PackageTrendsPeer
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Dillon

Hutchinson, KS · Charter 67730

NCUA · 1 branch

Q2 2026

$79.8MAssets
$46.0MLoans
$68.0MShares
$11.2MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.47%, up 34 bps year over year; NIM at 3.55%.
  • Asset quality: problem loans at 1.11% of loans (+61 bps YoY).
  • Capital: net worth / assets of 14.00%, up 21 bps from a year ago.
  • Funding: loans stand at 67.70% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

1.47%+34 bps YoY

Net Interest Margin (YTD, annualized)

3.55%+7 bps YoY

Efficiency Ratio (YTD, annualized)

64.21%-483 bps YoY

Net Worth / Assets

14.00%+21 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.13%1.20%1.17%1.40%1.47%+34 bps
Return on Equity8.19%8.47%8.33%10.07%10.47%+228 bps
Net Interest Margin3.47%3.54%3.52%3.60%3.55%+7 bps
Efficiency Ratio69.04%68.41%67.48%67.23%64.21%-483 bps
Growth
Asset Growth (YoY)8.61%8.69%8.95%5.68%8.27%-34 bps
Loan Growth (YoY)-1.64%-0.90%-0.85%1.73%3.88%+552 bps
Share Growth (YoY)8.44%8.95%9.12%5.14%8.22%-22 bps
Asset Quality
Delinquent Loans / Loans0.50%0.78%1.22%0.76%1.11%+61 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital13.79%14.14%14.10%13.95%14.00%+21 bps
Net Worth / Assets13.79%14.14%14.10%13.95%14.00%+21 bps
Liquidity & Funding
Loans / Shares70.53%70.29%69.40%67.23%67.70%-283 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps