Hutchinson, KS · Charter 67730
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.13% | 1.20% | 1.17% | 1.40% | 1.47% | +34 bps | |
| Return on Equity | 8.19% | 8.47% | 8.33% | 10.07% | 10.47% | +228 bps | |
| Net Interest Margin | 3.47% | 3.54% | 3.52% | 3.60% | 3.55% | +7 bps | |
| Efficiency Ratio | 69.04% | 68.41% | 67.48% | 67.23% | 64.21% | -483 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.61% | 8.69% | 8.95% | 5.68% | 8.27% | -34 bps | |
| Loan Growth (YoY) | -1.64% | -0.90% | -0.85% | 1.73% | 3.88% | +552 bps | |
| Share Growth (YoY) | 8.44% | 8.95% | 9.12% | 5.14% | 8.22% | -22 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.50% | 0.78% | 1.22% | 0.76% | 1.11% | +61 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.79% | 14.14% | 14.10% | 13.95% | 14.00% | +21 bps | |
| Net Worth / Assets | 13.79% | 14.14% | 14.10% | 13.95% | 14.00% | +21 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 70.53% | 70.29% | 69.40% | 67.23% | 67.70% | -283 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |