Hutchinson, KS · Charter 67730
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
60
Asset Quality
30
Profitability
68
Liquidity
95
Efficiency
84
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Hutchinson, KS · Charter 67730
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.02% | 1.06% | 1.02% | 1.13% | 1.20% | 1.17% | 1.40% | 1.47% | +34 bps | |
| Return on Equity | 7.22% | 7.53% | 7.61% | 8.19% | 8.47% | 8.33% | 10.07% | 10.47% | +228 bps | |
| Net Interest Margin | 3.42% | 3.38% | 3.39% | 3.47% | 3.54% | 3.52% | 3.60% | 3.55% | +7 bps | |
| Efficiency Ratio | 68.98% | 67.71% | 71.87% | 69.04% | 68.41% | 67.48% | 67.23% | 64.21% | -483 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.19% | 5.51% | 10.40% | 8.61% | 8.69% | 8.95% | 5.68% | 8.27% | -34 bps | |
| Loan Growth (YoY) | 2.15% | 1.37% | 0.21% | -1.64% | -0.90% | -0.85% | 1.73% | 3.88% | +552 bps | |
| Share Growth (YoY) | 4.74% | 7.59% | 11.02% | 8.44% | 8.95% | 9.12% | 5.14% | 8.22% | -22 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.84% | 0.72% | 0.51% | 0.50% | 0.78% | 1.22% | 0.76% | 1.11% | +61 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.14% | 14.10% | 13.45% | 13.79% | 14.14% | 14.10% | 13.95% | 14.00% | +21 bps | |
| Net Worth / Assets | 14.14% | 14.10% | 13.45% | 13.79% | 14.14% | 14.10% | 13.95% | 14.00% | +21 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 77.28% | 76.37% | 69.48% | 70.53% | 70.29% | 69.40% | 67.23% | 67.70% | -283 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Hutchinson, KS · Charter 67730 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
1.46%
Rank 263 of 1,683
Net Interest Margin
3.55%
Rank 1,088 of 1,683
Efficiency Ratio
64.24%
Rank 271 of 1,682
Equity / Assets
14.00%
Rank 675 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.46% | 0.35% | 0.74% | 1.18% | Beats 84% | 263 / 1,683 | ||
| Return on Equity | 10.46% | 2.67% | 5.89% | 8.74% | Beats 86% | 238 / 1,681 | ||
| Net Interest Margin | 3.55% | 3.31% | 3.82% | 4.32% | Beats 35% | 1,088 / 1,683 | ||
| Efficiency Ratio | 64.24% | 68.91% | 78.20% | 86.93% | Beats 84% | 271 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.11% | 0.26% | 0.65% | 1.29% | Beats 30% | 1,186 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 14.00% | 10.44% | 12.89% | 16.53% | Beats 60% | 675 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 14.00% | 10.44% | 12.89% | 16.53% | Beats 60% | 675 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 67.70% | 52.61% | 69.38% | 83.50% | 47th pctl | 897 / 1,683 | ||
| Loans / Assets | 57.72% | 44.71% | 59.18% | 70.72% | 47th pctl | 891 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||