Kansas City, KS · Charter 66299
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.64% | 0.30% | 0.85% | 1.50% | 0.46% | 0.34% | 0.58% | 0.57% | -93 bps | |
| Return on Equity | 3.52% | 1.70% | 4.84% | 8.27% | 2.55% | 2.02% | 3.36% | 3.27% | -500 bps | |
| Net Interest Margin | 4.68% | 4.43% | 4.55% | 4.59% | 4.66% | 4.68% | 4.50% | 4.59% | 0 bps | |
| Efficiency Ratio | 64.61% | 73.14% | 69.03% | 70.63% | 71.05% | 73.78% | 73.92% | 72.84% | +222 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.62% | -2.80% | -1.73% | -0.52% | -0.99% | 1.17% | 0.69% | 0.06% | +58 bps | |
| Loan Growth (YoY) | -3.46% | 1.59% | -0.15% | -1.76% | 0.25% | -4.52% | -2.88% | -3.32% | -157 bps | |
| Share Growth (YoY) | -4.28% | -2.07% | -2.65% | -2.02% | -1.75% | 0.97% | 0.47% | 0.13% | +215 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.68% | 1.32% | 0.42% | 2.17% | 2.14% | 1.61% | 1.98% | 0.39% | -177 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 18.12% | 17.49% | 17.65% | 18.19% | 17.86% | 17.05% | 17.23% | 17.47% | -71 bps | |
| Net Worth / Assets | 18.12% | 17.49% | 17.65% | 18.19% | 17.86% | 17.05% | 17.23% | 17.47% | -71 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 69.22% | 70.06% | 68.69% | 69.29% | 70.63% | 66.25% | 66.40% | 66.90% | -239 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |