PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

K C K Firemen & Police

Kansas City, KS · Charter 66299

NCUA · 1 branch

Q2 2026

$16.2MAssets
$8.9MLoans
$13.2MShares
$2.8MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.57%, down 93 bps year over year; NIM at 4.59%.
  • Asset quality: problem loans at 0.39% of loans (-177 bps YoY).
  • Capital: net worth / assets of 17.47%, down 71 bps from a year ago.
  • Funding: loans stand at 66.90% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.57%-93 bps YoY

Net Interest Margin (YTD, annualized)

4.59%0 bps YoY

Efficiency Ratio (YTD, annualized)

72.84%+222 bps YoY

Net Worth / Assets

17.47%-71 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.50%0.46%0.34%0.58%0.57%-93 bps
Return on Equity8.27%2.55%2.02%3.36%3.27%-500 bps
Net Interest Margin4.59%4.66%4.68%4.50%4.59%0 bps
Efficiency Ratio70.63%71.05%73.78%73.92%72.84%+222 bps
Growth
Asset Growth (YoY)-0.52%-0.99%1.17%0.69%0.06%+58 bps
Loan Growth (YoY)-1.76%0.25%-4.52%-2.88%-3.32%-157 bps
Share Growth (YoY)-2.02%-1.75%0.97%0.47%0.13%+215 bps
Asset Quality
Delinquent Loans / Loans2.17%2.14%1.61%1.98%0.39%-177 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital18.19%17.86%17.05%17.23%17.47%-71 bps
Net Worth / Assets18.19%17.86%17.05%17.23%17.47%-71 bps
Liquidity & Funding
Loans / Shares69.29%70.63%66.25%66.40%66.90%-239 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps