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Omaha Firefighters

Omaha, NE · Charter 66126

NCUA · 1 branch

Q2 2026

$76.0MAssets
$21.6MLoans
$62.2MShares
$13.3MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.97%, up 15 bps year over year; NIM at 2.71%.
  • Asset quality: problem loans at 0.04% of loans (+2 bps YoY).
  • Capital: net worth / assets of 17.54%, up 137 bps from a year ago.
  • Funding: loans stand at 34.77% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.97%+15 bps YoY

Net Interest Margin (YTD, annualized)

2.71%+34 bps YoY

Efficiency Ratio (YTD, annualized)

66.85%-215 bps YoY

Net Worth / Assets

17.54%+137 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.82%0.89%0.90%0.87%0.97%+15 bps
Return on Equity5.09%5.27%5.23%5.12%5.54%+45 bps
Net Interest Margin2.37%2.50%2.54%2.55%2.71%+34 bps
Efficiency Ratio68.99%68.18%68.40%68.66%66.85%-215 bps
Growth
Asset Growth (YoY)-0.17%-2.62%-2.94%-2.40%-2.47%-230 bps
Loan Growth (YoY)-1.29%1.91%-1.24%0.67%-0.28%+101 bps
Share Growth (YoY)-1.08%-3.89%-4.99%-3.80%-4.38%-330 bps
Asset Quality
Delinquent Loans / Loans0.02%0.09%0.01%0.03%0.04%+2 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital16.17%16.83%17.20%17.02%17.54%+137 bps
Net Worth / Assets16.17%16.83%17.20%17.02%17.54%+137 bps
Liquidity & Funding
Loans / Shares33.34%35.06%34.54%33.54%34.77%+143 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps