Omaha, NE · Charter 66126
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.63% | 0.64% | 0.68% | 0.82% | 0.89% | 0.90% | 0.87% | 0.97% | +15 bps | |
| Return on Equity | 4.06% | 4.05% | 4.31% | 5.09% | 5.27% | 5.23% | 5.12% | 5.54% | +45 bps | |
| Net Interest Margin | 2.05% | 2.11% | 2.17% | 2.37% | 2.50% | 2.54% | 2.55% | 2.71% | +34 bps | |
| Efficiency Ratio | 72.45% | 72.29% | 71.94% | 68.99% | 68.18% | 68.40% | 68.66% | 66.85% | -215 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.76% | 2.62% | 3.01% | -0.17% | -2.62% | -2.94% | -2.40% | -2.47% | -230 bps | |
| Loan Growth (YoY) | -0.32% | -3.97% | -4.61% | -1.29% | 1.91% | -1.24% | 0.67% | -0.28% | +101 bps | |
| Share Growth (YoY) | 1.50% | 2.18% | 1.99% | -1.08% | -3.89% | -4.99% | -3.80% | -4.38% | -330 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.06% | 0.34% | 0.11% | 0.02% | 0.09% | 0.01% | 0.03% | 0.04% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.58% | 15.82% | 15.71% | 16.17% | 16.83% | 17.20% | 17.02% | 17.54% | +137 bps | |
| Net Worth / Assets | 15.58% | 15.82% | 15.71% | 16.17% | 16.83% | 17.20% | 17.02% | 17.54% | +137 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 33.07% | 33.23% | 32.05% | 33.34% | 35.06% | 34.54% | 33.54% | 34.77% | +143 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |