Omaha, NE · Charter 66126
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Omaha, NE-IA area (n=18). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
72
Asset Quality
78
Profitability
35
Liquidity
17
Efficiency
83
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Omaha, NE · Charter 66126
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.82% | 0.89% | 0.90% | 0.87% | 0.97% | +15 bps | |
| Return on Equity | 5.09% | 5.27% | 5.23% | 5.12% | 5.54% | +45 bps | |
| Net Interest Margin | 2.37% | 2.50% | 2.54% | 2.55% | 2.71% | +34 bps | |
| Efficiency Ratio | 68.99% | 68.18% | 68.40% | 68.66% | 66.85% | -215 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.17% | -2.62% | -2.94% | -2.40% | -2.47% | -230 bps | |
| Loan Growth (YoY) | -1.29% | 1.91% | -1.24% | 0.67% | -0.28% | +101 bps | |
| Share Growth (YoY) | -1.08% | -3.89% | -4.99% | -3.80% | -4.38% | -330 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.02% | 0.09% | 0.01% | 0.03% | 0.04% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 16.17% | 16.83% | 17.20% | 17.02% | 17.54% | +137 bps | |
| Net Worth / Assets | 16.17% | 16.83% | 17.20% | 17.02% | 17.54% | +137 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 33.34% | 35.06% | 34.54% | 33.54% | 34.77% | +143 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Omaha, NE · Charter 66126 · Peer group: credit unions under $1B in assets in the Omaha, NE-IA area (n=18)
NCUA · 1 branch
Q2 2026
Return on Assets
0.97%
Rank 8 of 18
Net Interest Margin
2.71%
Rank 17 of 18
Efficiency Ratio
66.90%
Rank 4 of 18
Equity / Assets
17.54%
Rank 5 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.97% | -0.04% | 0.96% | 1.20% | Beats 56% | 8 / 18 | |
| Return on Equity | 5.54% | -0.31% | 5.60% | 9.86% | Beats 44% | 10 / 18 | |
| Net Interest Margin | 2.71% | 3.29% | 3.78% | 4.10% | Beats 6% | 17 / 18 | |
| Efficiency Ratio | 66.90% | 69.73% | 80.05% | 99.73% | Beats 83% | 4 / 18 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.04% | 0.04% | 0.25% | 1.23% | Beats 78% | 5 / 18 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 17.54% | 9.54% | 14.01% | 17.54% | Beats 72% | 5 / 18 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 17.54% | 9.54% | 14.01% | 17.54% | Beats 72% | 5 / 18 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 34.77% | 37.80% | 60.87% | 83.48% | 17th pctl | 15 / 18 | |
| Loans / Assets | 28.45% | 34.93% | 54.47% | 72.37% | 17th pctl | 15 / 18 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||