Washington, DC · Charter 6506
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.30% | 0.38% | 1.66% | 1.46% | 1.19% | 0.93% | 1.03% | 1.14% | -32 bps | |
| Return on Equity | 1.75% | 2.25% | 9.89% | 8.71% | 7.15% | 5.43% | 5.88% | 6.54% | -218 bps | |
| Net Interest Margin | 1.58% | 1.72% | 2.61% | 2.47% | 2.23% | 2.11% | 2.12% | 2.15% | -32 bps | |
| Efficiency Ratio | 85.46% | 81.94% | 46.70% | 47.50% | 51.31% | 60.53% | 54.31% | 51.26% | +377 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.93% | -4.08% | 1.14% | 1.31% | 10.18% | 4.89% | 0.04% | 0.17% | -114 bps | |
| Loan Growth (YoY) | 55.05% | 41.87% | 107.51% | 32.09% | -1.71% | -3.18% | -23.20% | 5.71% | -2,639 bps | |
| Share Growth (YoY) | -8.53% | -5.31% | 0.43% | 0.31% | 10.97% | 4.48% | -1.14% | -1.08% | -140 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 11.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 7.32% | 7.81% | 6.83% | 7.61% | 7.45% | 8.07% | 8.90% | 7.20% | -41 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 17.13% | 17.00% | 16.74% | 16.75% | 16.59% | 17.13% | 17.52% | 17.49% | +73 bps | |
| Net Worth / Assets | 17.13% | 17.00% | 16.74% | 16.75% | 16.59% | 17.13% | 17.52% | 17.49% | +73 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 36.94% | 33.97% | 37.20% | 32.79% | 32.72% | 31.48% | 28.90% | 35.04% | +225 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |