Mt Gilead Washington, DC · Charter 6506 · Peer group: credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (n=60-61)
NCUA · 1 branch
Q2 2026
$78K Assets
$22K Loans
$63K Shares
$14K Net Worth
Executive Summary Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (rank 1 of 60). Widest gap: net interest margin trails 89% of credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (rank 54 of 61). Overall: at or above the peer median on 4 of 7 directional measures. Return on Assets
0.00%
Rank 45 of 61
Net Interest Margin
2.56%
Rank 54 of 61
Efficiency Ratio
0.00%
Rank 1 of 60
Equity / Assets
17.95%
Rank 15 of 61
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.00% -0.02% 0.37% 0.88% Beats 23% 45 / 61 Return on Equity 0.00% -0.25% 2.65% 5.53% Beats 23% 45 / 61 Net Interest Margin 2.56% 3.07% 3.57% 4.09% Beats 11% 54 / 61 Efficiency Ratio 0.00% 71.78% 87.58% 95.00% Beats 100% 1 / 60 Asset Quality Nonperforming Loans / Loans 0.00% 0.44% 1.06% 1.85% Beats 100% 11 / 60 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 17.95% 9.78% 12.37% 17.30% Beats 75% 15 / 61 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 17.95% 9.78% 12.37% 17.30% Beats 75% 15 / 61 Liquidity & Funding Loans / Deposits 34.92% 37.27% 62.33% 76.91% 23rd pctl 47 / 61 Loans / Assets 28.21% 30.13% 54.75% 64.37% 18th pctl 50 / 61 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (60 to 61 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11