Washington, DC · Charter 6506
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.46% | 1.19% | 0.93% | 1.03% | 1.14% | -32 bps | |
| Return on Equity | 8.71% | 7.15% | 5.43% | 5.88% | 6.54% | -218 bps | |
| Net Interest Margin | 2.47% | 2.23% | 2.11% | 2.12% | 2.15% | -32 bps | |
| Efficiency Ratio | 47.50% | 51.31% | 60.53% | 54.31% | 51.26% | +377 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.31% | 10.18% | 4.89% | 0.04% | 0.17% | -114 bps | |
| Loan Growth (YoY) | 32.09% | -1.71% | -3.18% | -23.20% | 5.71% | -2,639 bps | |
| Share Growth (YoY) | 0.31% | 10.97% | 4.48% | -1.14% | -1.08% | -140 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 11.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 7.61% | 7.45% | 8.07% | 8.90% | 7.20% | -41 bps | |
| Capital | |||||||
| Risk-Based Capital | 16.75% | 16.59% | 17.13% | 17.52% | 17.49% | +73 bps | |
| Net Worth / Assets | 16.75% | 16.59% | 17.13% | 17.52% | 17.49% | +73 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 32.79% | 32.72% | 31.48% | 28.90% | 35.04% | +225 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |