Burlington, IA · Charter 64868
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.90% | 1.01% | 1.02% | 1.06% | 2.28% | 1.98% | 1.49% | 1.51% | +46 bps | |
| Return on Equity | 4.35% | 4.82% | 4.82% | 4.98% | 10.43% | 8.86% | 6.80% | 6.72% | +174 bps | |
| Net Interest Margin | 4.74% | 4.82% | 4.53% | 4.67% | 4.68% | 4.73% | 4.48% | 4.60% | -7 bps | |
| Efficiency Ratio | 86.21% | 84.90% | 83.36% | 82.94% | 65.51% | 69.66% | 74.78% | 76.17% | -677 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -8.59% | -4.50% | -0.32% | 2.10% | 3.86% | 2.46% | 1.18% | -0.71% | -281 bps | |
| Loan Growth (YoY) | -7.82% | -6.16% | -3.80% | -5.15% | -4.50% | -7.23% | -9.10% | -6.33% | -118 bps | |
| Share Growth (YoY) | -11.37% | -6.90% | -3.50% | 0.82% | 2.38% | 0.15% | 0.10% | -1.63% | -245 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.12% | 0.12% | 0.08% | 0.12% | 0.08% | 0.07% | 0.10% | 0.08% | -4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 20.78% | 21.00% | 21.14% | 21.22% | 21.89% | 22.33% | 21.93% | 22.52% | +130 bps | |
| Net Worth / Assets | 20.78% | 21.00% | 21.14% | 21.22% | 21.89% | 22.33% | 21.93% | 22.52% | +130 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 63.16% | 64.25% | 62.11% | 58.74% | 58.92% | 59.52% | 56.40% | 55.93% | -281 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |