PackageTrendsPeer
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Casebine Community

Burlington, IA · Charter 64868

NCUA · 1 branch

Q2 2026

$29.1MAssets
$12.4MLoans
$22.2MShares
$6.6MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.51%, up 46 bps year over year; NIM at 4.60%.
  • Asset quality: problem loans at 0.08% of loans (-4 bps YoY).
  • Capital: net worth / assets of 22.52%, up 130 bps from a year ago.
  • Funding: loans stand at 55.93% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

1.51%+46 bps YoY

Net Interest Margin (YTD, annualized)

4.60%-7 bps YoY

Efficiency Ratio (YTD, annualized)

76.17%-677 bps YoY

Net Worth / Assets

22.52%+130 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.06%2.28%1.98%1.49%1.51%+46 bps
Return on Equity4.98%10.43%8.86%6.80%6.72%+174 bps
Net Interest Margin4.67%4.68%4.73%4.48%4.60%-7 bps
Efficiency Ratio82.94%65.51%69.66%74.78%76.17%-677 bps
Growth
Asset Growth (YoY)2.10%3.86%2.46%1.18%-0.71%-281 bps
Loan Growth (YoY)-5.15%-4.50%-7.23%-9.10%-6.33%-118 bps
Share Growth (YoY)0.82%2.38%0.15%0.10%-1.63%-245 bps
Asset Quality
Delinquent Loans / Loans0.12%0.08%0.07%0.10%0.08%-4 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital21.22%21.89%22.33%21.93%22.52%+130 bps
Net Worth / Assets21.22%21.89%22.33%21.93%22.52%+130 bps
Liquidity & Funding
Loans / Shares58.74%58.92%59.52%56.40%55.93%-281 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps