Burlington, IA · Charter 64868
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
91
Asset Quality
87
Profitability
76
Liquidity
56
Efficiency
56
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Burlington, IA · Charter 64868
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.90% | 1.01% | 1.02% | 1.06% | 2.28% | 1.98% | 1.49% | 1.51% | +46 bps | |
| Return on Equity | 4.35% | 4.82% | 4.82% | 4.98% | 10.43% | 8.86% | 6.80% | 6.72% | +174 bps | |
| Net Interest Margin | 4.74% | 4.82% | 4.53% | 4.67% | 4.68% | 4.73% | 4.48% | 4.60% | -7 bps | |
| Efficiency Ratio | 86.21% | 84.90% | 83.36% | 82.94% | 65.51% | 69.66% | 74.78% | 76.17% | -677 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -8.59% | -4.50% | -0.32% | 2.10% | 3.86% | 2.46% | 1.18% | -0.71% | -281 bps | |
| Loan Growth (YoY) | -7.82% | -6.16% | -3.80% | -5.15% | -4.50% | -7.23% | -9.10% | -6.33% | -118 bps | |
| Share Growth (YoY) | -11.37% | -6.90% | -3.50% | 0.82% | 2.38% | 0.15% | 0.10% | -1.63% | -245 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.12% | 0.12% | 0.08% | 0.12% | 0.08% | 0.07% | 0.10% | 0.08% | -4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 20.78% | 21.00% | 21.14% | 21.22% | 21.89% | 22.33% | 21.93% | 22.52% | +130 bps | |
| Net Worth / Assets | 20.78% | 21.00% | 21.14% | 21.22% | 21.89% | 22.33% | 21.93% | 22.52% | +130 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 63.16% | 64.25% | 62.11% | 58.74% | 58.92% | 59.52% | 56.40% | 55.93% | -281 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Burlington, IA · Charter 64868 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
1.51%
Rank 238 of 1,683
Net Interest Margin
4.60%
Rank 284 of 1,683
Efficiency Ratio
76.12%
Rank 733 of 1,682
Equity / Assets
22.52%
Rank 149 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.51% | 0.35% | 0.74% | 1.18% | Beats 86% | 238 / 1,683 | ||
| Return on Equity | 6.71% | 2.67% | 5.89% | 8.74% | Beats 58% | 707 / 1,681 | ||
| Net Interest Margin | 4.60% | 3.31% | 3.82% | 4.32% | Beats 83% | 284 / 1,683 | ||
| Efficiency Ratio | 76.12% | 68.91% | 78.20% | 86.93% | Beats 56% | 733 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.08% | 0.26% | 0.65% | 1.29% | Beats 87% | 215 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 22.52% | 10.44% | 12.89% | 16.53% | Beats 91% | 149 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 22.52% | 10.44% | 12.89% | 16.53% | Beats 91% | 149 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 55.93% | 52.61% | 69.38% | 83.50% | 29th pctl | 1,190 / 1,683 | ||
| Loans / Assets | 42.66% | 44.71% | 59.18% | 70.72% | 22nd pctl | 1,309 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||