Alexandria, VA · Charter 624
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.19% | 0.23% | 0.10% | -0.08% | 0.19% | 0 bps | |
| Return on Equity | 2.47% | 2.92% | 1.26% | -1.06% | 2.39% | -8 bps | |
| Net Interest Margin | 2.72% | 2.76% | 2.73% | 2.65% | 2.80% | +9 bps | |
| Efficiency Ratio | 83.98% | 83.24% | 86.31% | 87.32% | 68.30% | -1,568 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.83% | -0.38% | -0.09% | 0.50% | -1.81% | +201 bps | |
| Loan Growth (YoY) | -3.76% | 0.78% | -1.45% | -1.04% | -2.72% | +104 bps | |
| Share Growth (YoY) | -3.76% | -0.73% | -0.52% | 0.22% | -2.41% | +135 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.24% | 1.43% | 1.62% | 1.51% | 1.63% | +39 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.68% | 7.82% | 7.59% | 7.46% | 7.88% | +20 bps | |
| Net Worth / Assets | 7.68% | 7.82% | 7.59% | 7.46% | 7.88% | +20 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 80.10% | 81.02% | 80.33% | 77.76% | 79.85% | -25 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |