Alexandria, VA · Charter 624
NCUA · 4 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
2
Asset Quality
8
Profitability
10
Liquidity
64
Efficiency
62
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Alexandria, VA · Charter 624
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.19% | 0.23% | 0.10% | -0.08% | 0.19% | 0 bps | |
| Return on Equity | 2.47% | 2.92% | 1.26% | -1.06% | 2.39% | -8 bps | |
| Net Interest Margin | 2.72% | 2.76% | 2.73% | 2.65% | 2.80% | +9 bps | |
| Efficiency Ratio | 83.98% | 83.24% | 86.31% | 87.32% | 68.30% | -1,568 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.83% | -0.38% | -0.09% | 0.50% | -1.81% | +201 bps | |
| Loan Growth (YoY) | -3.76% | 0.78% | -1.45% | -1.04% | -2.72% | +104 bps | |
| Share Growth (YoY) | -3.76% | -0.73% | -0.52% | 0.22% | -2.41% | +135 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.24% | 1.43% | 1.62% | 1.51% | 1.63% | +39 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.68% | 7.82% | 7.59% | 7.46% | 7.88% | +20 bps | |
| Net Worth / Assets | 7.68% | 7.82% | 7.59% | 7.46% | 7.88% | +20 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 80.10% | 81.02% | 80.33% | 77.76% | 79.85% | -25 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Alexandria, VA · Charter 624 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 4 branches
Q2 2026
Return on Assets
0.19%
Rank 407 of 435
Net Interest Margin
2.80%
Rank 368 of 435
Efficiency Ratio
68.30%
Rank 165 of 435
Equity / Assets
7.88%
Rank 426 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.19% | 0.55% | 0.81% | 1.14% | Beats 6% | 407 / 435 | |
| Return on Equity | 2.39% | 5.12% | 7.41% | 9.70% | Beats 8% | 399 / 435 | |
| Net Interest Margin | 2.80% | 3.01% | 3.39% | 3.75% | Beats 15% | 368 / 435 | |
| Efficiency Ratio | 68.30% | 65.25% | 71.39% | 77.86% | Beats 62% | 165 / 435 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.63% | 0.45% | 0.69% | 1.05% | Beats 8% | 403 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 7.88% | 9.81% | 10.84% | 12.63% | Beats 2% | 426 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 7.88% | 9.81% | 10.84% | 12.63% | Beats 2% | 426 / 435 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 79.85% | 78.33% | 88.38% | 95.61% | 29th pctl | 311 / 435 | |
| Loans / Assets | 73.22% | 67.69% | 74.58% | 80.80% | 44th pctl | 244 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||