United States Senate
Alexandria, VA · Charter 624 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 4 branches
Q2 2026
$1.5BAssets
$1.1BLoans
$1.4BShares
$117.2MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 62% of credit unions $1B-$10B in assets (rank 165 of 435).
- Widest gap: equity / assets trails 98% of credit unions $1B-$10B in assets (rank 426 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.19%
Rank 407 of 435
Net Interest Margin
2.80%
Rank 368 of 435
Efficiency Ratio
68.30%
Rank 165 of 435
Equity / Assets
7.88%
Rank 426 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.19% | 0.55% | 0.81% | 1.14% | Beats 6% | 407 / 435 | |
| Return on Equity | 2.39% | 5.12% | 7.41% | 9.70% | Beats 8% | 399 / 435 | |
| Net Interest Margin | 2.80% | 3.01% | 3.39% | 3.75% | Beats 15% | 368 / 435 | |
| Efficiency Ratio | 68.30% | 65.25% | 71.39% | 77.86% | Beats 62% | 165 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.63% | 0.45% | 0.69% | 1.05% | Beats 8% | 403 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.88% | 9.81% | 10.84% | 12.63% | Beats 2% | 426 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.88% | 9.81% | 10.84% | 12.63% | Beats 2% | 426 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 79.85% | 78.33% | 88.38% | 95.61% | 29th pctl | 311 / 435 | |
| Loans / Assets | 73.22% | 67.69% | 74.58% | 80.80% | 44th pctl | 244 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |