PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Professional Fire Fighters

Shreveport, LA · Charter 62337

NCUA · 2 branches

Q2 2026

$72.6MAssets
$41.2MLoans
$57.9MShares
$14.0MNet Worth

Executive Summary

  • Earnings: ROA of 1.55%, down 17 bps year over year; NIM at 2.87%.
  • Asset quality: problem loans at 1.49% of loans (+62 bps YoY).
  • Capital: net worth / assets of 19.34%, up 77 bps from a year ago.
  • Funding: loans stand at 71.07% of shares as of Q2 2026.

Return on Assets (YTD, annualized)

1.55%-17 bps YoY

Net Interest Margin (YTD, annualized)

2.87%-29 bps YoY

Efficiency Ratio (YTD, annualized)

51.11%+38 bps YoY

Net Worth / Assets

19.34%+77 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.86%1.77%1.84%1.72%1.75%1.69%1.69%1.55%-17 bps
Return on Equity10.16%9.81%10.03%9.26%9.23%8.91%8.55%8.01%-125 bps
Net Interest Margin3.35%3.25%3.25%3.16%3.19%3.11%3.09%2.87%-29 bps
Efficiency Ratio48.42%48.91%49.08%50.73%50.64%50.88%50.22%51.11%+38 bps
Growth
Asset Growth (YoY)1.60%3.47%4.46%9.13%5.98%4.49%1.83%4.72%-441 bps
Loan Growth (YoY)7.04%3.90%2.81%1.06%0.35%1.56%1.68%3.27%+221 bps
Share Growth (YoY)0.30%1.94%3.09%9.17%5.38%5.28%0.53%3.68%-549 bps
Asset Quality
Delinquent Loans / Loans0.64%0.84%0.89%0.87%0.92%0.98%0.71%1.49%+62 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital18.30%18.08%18.37%18.57%19.00%19.00%19.73%19.34%+77 bps
Net Worth / Assets18.30%18.08%18.37%18.57%19.00%19.00%19.73%19.34%+77 bps
Liquidity & Funding
Loans / Shares74.88%71.50%72.60%71.36%71.31%68.97%73.43%71.07%-28 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps