Shreveport, LA · Charter 62337
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.72% | 1.75% | 1.69% | 1.69% | 1.55% | -17 bps | |
| Return on Equity | 9.26% | 9.23% | 8.91% | 8.55% | 8.01% | -125 bps | |
| Net Interest Margin | 3.16% | 3.19% | 3.11% | 3.09% | 2.87% | -29 bps | |
| Efficiency Ratio | 50.73% | 50.64% | 50.88% | 50.22% | 51.11% | +38 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.13% | 5.98% | 4.49% | 1.83% | 4.72% | -441 bps | |
| Loan Growth (YoY) | 1.06% | 0.35% | 1.56% | 1.68% | 3.27% | +221 bps | |
| Share Growth (YoY) | 9.17% | 5.38% | 5.28% | 0.53% | 3.68% | -549 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.87% | 0.92% | 0.98% | 0.71% | 1.49% | +62 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 18.57% | 19.00% | 19.00% | 19.73% | 19.34% | +77 bps | |
| Net Worth / Assets | 18.57% | 19.00% | 19.00% | 19.73% | 19.34% | +77 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 71.36% | 71.31% | 68.97% | 73.43% | 71.07% | -28 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |