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Professional Fire Fighters

Shreveport, LA · Charter 62337

NCUA · 2 branches

Q2 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, credit unions under $1B in assets in LA3

Basis

Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer standing

Capital

65

Q2 2024Q2 2026peer median (50)

Asset Quality

44

Q2 2024Q2 2026peer median (50)

Profitability

62

Q2 2024Q2 2026peer median (50)

Liquidity

100

Q2 2024Q2 2026peer median

Efficiency

98

Q2 2024Q2 2026peer median (50)

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Professional Fire Fighters

Shreveport, LA · Charter 62337

NCUA · 2 branches

Q2 2026

$72.6MAssets
$41.2MLoans
$57.9MShares
$14.0MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.55%, down 17 bps year over year; NIM at 2.87%.
  • Asset quality: problem loans at 1.49% of loans (+62 bps YoY).
  • Capital: net worth / assets of 19.34%, up 77 bps from a year ago.
  • Funding: loans stand at 71.07% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

1.55%-17 bps YoY

Net Interest Margin (YTD, annualized)

2.87%-29 bps YoY

Efficiency Ratio (YTD, annualized)

51.11%+38 bps YoY

Net Worth / Assets

19.34%+77 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.72%1.75%1.69%1.69%1.55%-17 bps
Return on Equity9.26%9.23%8.91%8.55%8.01%-125 bps
Net Interest Margin3.16%3.19%3.11%3.09%2.87%-29 bps
Efficiency Ratio50.73%50.64%50.88%50.22%51.11%+38 bps
Growth
Asset Growth (YoY)9.13%5.98%4.49%1.83%4.72%-441 bps
Loan Growth (YoY)1.06%0.35%1.56%1.68%3.27%+221 bps
Share Growth (YoY)9.17%5.38%5.28%0.53%3.68%-549 bps
Asset Quality
Delinquent Loans / Loans0.87%0.92%0.98%0.71%1.49%+62 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital18.57%19.00%19.00%19.73%19.34%+77 bps
Net Worth / Assets18.57%19.00%19.00%19.73%19.34%+77 bps
Liquidity & Funding
Loans / Shares71.36%71.31%68.97%73.43%71.07%-28 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Income-statement figures are year-to-date as filed, annualized (the UBPR convention). Each quarter includes the ones before it.

CallReports · callreports.ai· Performance TrendsGenerated 2026-10-11

Professional Fire Fighters

Shreveport, LA · Charter 62337 · Peer group: credit unions under $1B in assets in LA (n=56-57)

NCUA · 2 branches

Q2 2026

$72.6MAssets
$41.2MLoans
$57.9MShares
$14.0MNet Worth

Executive Summary

  • Strongest standing: efficiency ratio outperforms 98% of credit unions under $1B in assets in LA (rank 2 of 56).
  • Widest gap: net interest margin trails 88% of credit unions under $1B in assets in LA (rank 50 of 57).
  • Overall: at or above the peer median on 5 of 7 directional measures.

Return on Assets

1.55%

Rank 7 of 57

Net Interest Margin

2.87%

Rank 50 of 57

Efficiency Ratio

51.04%

Rank 2 of 56

Equity / Assets

19.34%

Rank 20 of 57

MetricYour Credit UnionPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets1.55%0.18%0.61%1.03%Beats 88%7 / 57
Return on Equity8.02%0.88%3.71%5.62%Beats 86%8 / 57
Net Interest Margin2.87%3.51%3.94%4.60%Beats 12%50 / 57
Efficiency Ratio51.04%76.49%84.29%92.65%Beats 98%2 / 56
Asset Quality
Nonperforming Loans / Loans1.49%0.35%1.18%2.04%Beats 44%33 / 57
Net Charge-Offs / Loansn/aNot reported for this institution
Capital
Tier 1 Capital Ratio19.34%11.86%15.46%23.44%Beats 65%20 / 57
Total Risk-Based Capital Ration/aNot reported for this institution
Equity / Assets19.34%11.86%15.46%23.44%Beats 65%20 / 57
Liquidity & Funding
Loans / Deposits71.07%55.77%71.07%79.18%49th pctl29 / 57
Loans / Assets56.67%44.60%59.45%67.17%46th pctl31 / 57
Brokered Deposits / Depositsn/aNot reported for this institution