Shreveport, LA · Charter 62337
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
65
Asset Quality
44
Profitability
62
Liquidity
100
Efficiency
98
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Shreveport, LA · Charter 62337
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.86% | 1.77% | 1.84% | 1.72% | 1.75% | 1.69% | 1.69% | 1.55% | -17 bps | |
| Return on Equity | 10.16% | 9.81% | 10.03% | 9.26% | 9.23% | 8.91% | 8.55% | 8.01% | -125 bps | |
| Net Interest Margin | 3.35% | 3.25% | 3.25% | 3.16% | 3.19% | 3.11% | 3.09% | 2.87% | -29 bps | |
| Efficiency Ratio | 48.42% | 48.91% | 49.08% | 50.73% | 50.64% | 50.88% | 50.22% | 51.11% | +38 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.60% | 3.47% | 4.46% | 9.13% | 5.98% | 4.49% | 1.83% | 4.72% | -441 bps | |
| Loan Growth (YoY) | 7.04% | 3.90% | 2.81% | 1.06% | 0.35% | 1.56% | 1.68% | 3.27% | +221 bps | |
| Share Growth (YoY) | 0.30% | 1.94% | 3.09% | 9.17% | 5.38% | 5.28% | 0.53% | 3.68% | -549 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.64% | 0.84% | 0.89% | 0.87% | 0.92% | 0.98% | 0.71% | 1.49% | +62 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 18.30% | 18.08% | 18.37% | 18.57% | 19.00% | 19.00% | 19.73% | 19.34% | +77 bps | |
| Net Worth / Assets | 18.30% | 18.08% | 18.37% | 18.57% | 19.00% | 19.00% | 19.73% | 19.34% | +77 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 74.88% | 71.50% | 72.60% | 71.36% | 71.31% | 68.97% | 73.43% | 71.07% | -28 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Shreveport, LA · Charter 62337 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 2 branches
Q2 2026
Return on Assets
1.55%
Rank 7 of 57
Net Interest Margin
2.87%
Rank 50 of 57
Efficiency Ratio
51.04%
Rank 2 of 56
Equity / Assets
19.34%
Rank 20 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.55% | 0.18% | 0.61% | 1.03% | Beats 88% | 7 / 57 | ||
| Return on Equity | 8.02% | 0.88% | 3.71% | 5.62% | Beats 86% | 8 / 57 | ||
| Net Interest Margin | 2.87% | 3.51% | 3.94% | 4.60% | Beats 12% | 50 / 57 | ||
| Efficiency Ratio | 51.04% | 76.49% | 84.29% | 92.65% | Beats 98% | 2 / 56 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.49% | 0.35% | 1.18% | 2.04% | Beats 44% | 33 / 57 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 19.34% | 11.86% | 15.46% | 23.44% | Beats 65% | 20 / 57 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 19.34% | 11.86% | 15.46% | 23.44% | Beats 65% | 20 / 57 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 71.07% | 55.77% | 71.07% | 79.18% | 49th pctl | 29 / 57 | ||
| Loans / Assets | 56.67% | 44.60% | 59.45% | 67.17% | 46th pctl | 31 / 57 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||