Shreveport, LA · Charter 6048
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.51% | 1.64% | 1.66% | 1.52% | 1.33% | 1.10% | 0.93% | 0.98% | -54 bps | |
| Return on Equity | 8.89% | 9.35% | 9.68% | 9.10% | 8.01% | 6.50% | 5.53% | 5.73% | -337 bps | |
| Net Interest Margin | 4.75% | 4.78% | 4.39% | 4.25% | 4.22% | 4.32% | 4.01% | 4.02% | -22 bps | |
| Efficiency Ratio | 63.56% | 63.06% | 64.77% | 66.43% | 66.91% | 69.68% | 77.98% | 76.77% | +1,034 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.72% | 2.50% | 5.15% | 9.58% | 12.59% | 10.53% | 8.39% | 2.16% | -742 bps | |
| Loan Growth (YoY) | 7.25% | 0.18% | -4.10% | -12.03% | -12.75% | -12.33% | -10.09% | -9.70% | +233 bps | |
| Share Growth (YoY) | 5.28% | 0.95% | 4.14% | 9.26% | 13.08% | 11.28% | 8.89% | 1.54% | -772 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.51% | 2.02% | 1.87% | 2.98% | 2.42% | 3.43% | 1.76% | 0.68% | -230 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.44% | 0.41% | 0.42% | 0.45% | 0.11% | 0.43% | 0.44% | 0.46% | +1 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 17.03% | 17.53% | 17.16% | 16.68% | 16.57% | 16.96% | 16.76% | 17.16% | +48 bps | |
| Net Worth / Assets | 17.03% | 17.53% | 17.16% | 16.68% | 16.57% | 16.96% | 16.76% | 17.16% | +48 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 89.41% | 86.70% | 79.47% | 72.55% | 68.98% | 68.31% | 65.62% | 64.52% | -803 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |