Shreveport, LA · Charter 6048
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
65
Asset Quality
60
Profitability
63
Liquidity
85
Efficiency
58
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Shreveport, LA · Charter 6048
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.51% | 1.64% | 1.66% | 1.52% | 1.33% | 1.10% | 0.93% | 0.98% | -54 bps | |
| Return on Equity | 8.89% | 9.35% | 9.68% | 9.10% | 8.01% | 6.50% | 5.53% | 5.73% | -337 bps | |
| Net Interest Margin | 4.75% | 4.78% | 4.39% | 4.25% | 4.22% | 4.32% | 4.01% | 4.02% | -22 bps | |
| Efficiency Ratio | 63.56% | 63.06% | 64.77% | 66.43% | 66.91% | 69.68% | 77.98% | 76.77% | +1,034 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.72% | 2.50% | 5.15% | 9.58% | 12.59% | 10.53% | 8.39% | 2.16% | -742 bps | |
| Loan Growth (YoY) | 7.25% | 0.18% | -4.10% | -12.03% | -12.75% | -12.33% | -10.09% | -9.70% | +233 bps | |
| Share Growth (YoY) | 5.28% | 0.95% | 4.14% | 9.26% | 13.08% | 11.28% | 8.89% | 1.54% | -772 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.51% | 2.02% | 1.87% | 2.98% | 2.42% | 3.43% | 1.76% | 0.68% | -230 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.44% | 0.41% | 0.42% | 0.45% | 0.11% | 0.43% | 0.44% | 0.46% | +1 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 17.03% | 17.53% | 17.16% | 16.68% | 16.57% | 16.96% | 16.76% | 17.16% | +48 bps | |
| Net Worth / Assets | 17.03% | 17.53% | 17.16% | 16.68% | 16.57% | 16.96% | 16.76% | 17.16% | +48 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 89.41% | 86.70% | 79.47% | 72.55% | 68.98% | 68.31% | 65.62% | 64.52% | -803 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Shreveport, LA · Charter 6048 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 1 branch
Q2 2026
Return on Assets
0.99%
Rank 15 of 60
Net Interest Margin
4.02%
Rank 28 of 60
Efficiency Ratio
76.63%
Rank 26 of 60
Equity / Assets
17.16%
Rank 21 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.99% | 0.02% | 0.62% | 0.99% | Beats 75% | 15 / 60 | ||
| Return on Equity | 5.76% | 0.12% | 4.17% | 8.32% | Beats 60% | 24 / 60 | ||
| Net Interest Margin | 4.02% | 3.36% | 3.95% | 4.45% | Beats 53% | 28 / 60 | ||
| Efficiency Ratio | 76.63% | 70.09% | 78.52% | 92.77% | Beats 58% | 26 / 60 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.69% | 0.25% | 0.82% | 1.91% | Beats 60% | 25 / 60 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 17.16% | 11.15% | 14.35% | 19.86% | Beats 65% | 21 / 60 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 17.16% | 11.15% | 14.35% | 19.86% | Beats 65% | 21 / 60 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 64.51% | 51.31% | 60.45% | 81.20% | 55th pctl | 27 / 60 | ||
| Loans / Assets | 53.27% | 41.11% | 52.43% | 68.66% | 52nd pctl | 29 / 60 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||