Shreveport, LA · Charter 6048
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.52% | 1.33% | 1.10% | 0.93% | 0.98% | -54 bps | |
| Return on Equity | 9.10% | 8.01% | 6.50% | 5.53% | 5.73% | -337 bps | |
| Net Interest Margin | 4.25% | 4.22% | 4.32% | 4.01% | 4.02% | -22 bps | |
| Efficiency Ratio | 66.43% | 66.91% | 69.68% | 77.98% | 76.77% | +1,034 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.58% | 12.59% | 10.53% | 8.39% | 2.16% | -742 bps | |
| Loan Growth (YoY) | -12.03% | -12.75% | -12.33% | -10.09% | -9.70% | +233 bps | |
| Share Growth (YoY) | 9.26% | 13.08% | 11.28% | 8.89% | 1.54% | -772 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.98% | 2.42% | 3.43% | 1.76% | 0.68% | -230 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.45% | 0.11% | 0.43% | 0.44% | 0.46% | +1 bps | |
| Capital | |||||||
| Risk-Based Capital | 16.68% | 16.57% | 16.96% | 16.76% | 17.16% | +48 bps | |
| Net Worth / Assets | 16.68% | 16.57% | 16.96% | 16.76% | 17.16% | +48 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 72.55% | 68.98% | 68.31% | 65.62% | 64.52% | -803 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |