Shreveport, LA · Charter 3212
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.41% | 0.45% | 0.35% | 0.65% | 0.75% | +34 bps | |
| Return on Equity | 2.94% | 3.37% | 2.72% | 5.19% | 6.06% | +311 bps | |
| Net Interest Margin | 3.33% | 3.22% | 3.17% | 3.23% | 3.25% | -8 bps | |
| Efficiency Ratio | 85.96% | 84.92% | 86.36% | 81.47% | 78.69% | -727 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.03% | 6.41% | 7.36% | 14.43% | 17.62% | +1,258 bps | |
| Loan Growth (YoY) | 12.24% | 6.61% | 3.25% | 10.00% | 8.64% | -359 bps | |
| Share Growth (YoY) | 4.58% | 8.20% | 5.10% | 15.65% | 19.48% | +1,490 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.76% | 1.32% | 1.59% | 0.72% | 1.21% | +45 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.06% | 13.50% | 13.04% | 12.52% | 12.46% | -160 bps | |
| Net Worth / Assets | 14.06% | 13.50% | 13.04% | 12.52% | 12.46% | -160 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 117.94% | 113.94% | 116.58% | 112.73% | 107.24% | -1,070 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |