Shreveport, LA · Charter 3212
NCUA · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
26
Asset Quality
49
Profitability
52
Liquidity
0
Efficiency
64
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Shreveport, LA · Charter 3212
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.41% | 0.45% | 0.35% | 0.65% | 0.75% | +34 bps | |
| Return on Equity | 2.94% | 3.37% | 2.72% | 5.19% | 6.06% | +311 bps | |
| Net Interest Margin | 3.33% | 3.22% | 3.17% | 3.23% | 3.25% | -8 bps | |
| Efficiency Ratio | 85.96% | 84.92% | 86.36% | 81.47% | 78.69% | -727 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.03% | 6.41% | 7.36% | 14.43% | 17.62% | +1,258 bps | |
| Loan Growth (YoY) | 12.24% | 6.61% | 3.25% | 10.00% | 8.64% | -359 bps | |
| Share Growth (YoY) | 4.58% | 8.20% | 5.10% | 15.65% | 19.48% | +1,490 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.76% | 1.32% | 1.59% | 0.72% | 1.21% | +45 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.06% | 13.50% | 13.04% | 12.52% | 12.46% | -160 bps | |
| Net Worth / Assets | 14.06% | 13.50% | 13.04% | 12.52% | 12.46% | -160 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 117.94% | 113.94% | 116.58% | 112.73% | 107.24% | -1,070 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Shreveport, LA · Charter 3212 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 5 branches
Q2 2026
Return on Assets
0.75%
Rank 22 of 57
Net Interest Margin
3.25%
Rank 48 of 57
Efficiency Ratio
78.69%
Rank 21 of 56
Equity / Assets
12.46%
Rank 42 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.75% | 0.18% | 0.61% | 1.03% | Beats 61% | 22 / 57 | |
| Return on Equity | 6.05% | 0.88% | 3.71% | 5.62% | Beats 79% | 12 / 57 | |
| Net Interest Margin | 3.25% | 3.51% | 3.94% | 4.60% | Beats 16% | 48 / 57 | |
| Efficiency Ratio | 78.69% | 76.49% | 84.29% | 92.65% | Beats 64% | 21 / 56 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.21% | 0.35% | 1.18% | 2.04% | Beats 49% | 30 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 12.46% | 11.86% | 15.46% | 23.44% | Beats 26% | 42 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 12.46% | 11.86% | 15.46% | 23.44% | Beats 26% | 42 / 57 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 107.24% | 55.77% | 71.07% | 79.18% | 96th pctl | 2 / 57 | |
| Loans / Assets | 74.72% | 44.60% | 59.45% | 67.17% | 91st pctl | 5 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||