Aneca
Shreveport, LA · Charter 3212 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 5 branches
Q2 2026
$274.0MAssets
$204.7MLoans
$190.9MShares
$34.1MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 79% of credit unions under $1B in assets in LA (rank 12 of 57).
- Widest gap: net interest margin trails 84% of credit unions under $1B in assets in LA (rank 48 of 57).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.75%
Rank 22 of 57
Net Interest Margin
3.25%
Rank 48 of 57
Efficiency Ratio
78.69%
Rank 21 of 56
Equity / Assets
12.46%
Rank 42 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.75% | 0.18% | 0.61% | 1.03% | Beats 61% | 22 / 57 | |
| Return on Equity | 6.05% | 0.88% | 3.71% | 5.62% | Beats 79% | 12 / 57 | |
| Net Interest Margin | 3.25% | 3.51% | 3.94% | 4.60% | Beats 16% | 48 / 57 | |
| Efficiency Ratio | 78.69% | 76.49% | 84.29% | 92.65% | Beats 64% | 21 / 56 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.21% | 0.35% | 1.18% | 2.04% | Beats 49% | 30 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.46% | 11.86% | 15.46% | 23.44% | Beats 26% | 42 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.46% | 11.86% | 15.46% | 23.44% | Beats 26% | 42 / 57 | |
| Liquidity & Funding |
| Loans / Deposits | 107.24% | 55.77% | 71.07% | 79.18% | 96th pctl | 2 / 57 | |
| Loans / Assets | 74.72% | 44.60% | 59.45% | 67.17% | 91st pctl | 5 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |