Milwaukee, WI · Cert 28480
SL · FDIC · 1 branch
Q2 2026
Market Position · Milwaukee-Waukesha, WI · 2026 SOD (annual) · 0.0% share · #42 of 43 inst. · $0.0B of $79.9B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.35% | 0.04% | -0.10% | -1.11% | -1.21% | -2.74% | -3.59% | -3.27% | -216 bps | |
| Return on Equity | -4.17% | 0.42% | -1.11% | -12.50% | -13.88% | -32.72% | -55.77% | -53.32% | -4,082 bps | |
| Net Interest Margin | 4.80% | 4.67% | 5.36% | 4.42% | 4.55% | 4.73% | 3.81% | 4.03% | -40 bps | |
| Efficiency Ratio | 106.80% | 106.04% | 101.85% | 124.18% | 126.69% | 154.97% | 198.97% | 176.02% | +5,184 bps | |
| Non-Interest Burden | 5.13% | 4.93% | 5.40% | 5.51% | 5.78% | 7.40% | 7.59% | 7.09% | +158 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -14.63% | -11.97% | -5.36% | -2.49% | -1.72% | -10.32% | -12.57% | -13.24% | -1,076 bps | |
| Loan Growth (YoY) | 4.41% | 1.86% | 1.93% | 2.60% | -5.13% | -7.06% | -11.48% | -14.56% | -1,716 bps | |
| Deposit Growth (YoY) | -17.24% | -13.32% | -6.24% | -0.95% | 0.22% | -10.61% | -10.17% | -10.29% | -933 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 14.11% | 12.87% | 6.38% | 7.09% | 8.59% | 18.82% | 14.42% | 19.47% | +1,238 bps | |
| Net Charge-Offs / Loans | -0.07% | -0.06% | 1.29% | 0.34% | 0.28% | 0.21% | -0.02% | 0.06% | -28 bps | |
| Allowance / Loans | 0.90% | 1.26% | 0.94% | 1.12% | 1.10% | 1.50% | 1.59% | 1.53% | +41 bps | |
| Allowance Coverage of NPLs | 0.1x | 0.1x | 0.1x | 0.2x | 0.1x | 0.1x | 0.1x | 0.1x | -0.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 8.51% | 8.50% | 8.49% | 8.04% | 7.90% | 6.84% | 6.30% | 5.46% | -258 bps | |
| Total Risk-Based Capital | 12.54% | 12.96% | 13.55% | 12.75% | 12.19% | 10.33% | 9.71% | 8.87% | -388 bps | |
| Equity / Assets | 8.84% | 9.02% | 8.94% | 8.61% | 8.39% | 6.82% | 6.04% | 5.49% | -313 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 93.99% | 90.31% | 88.75% | 88.94% | 88.98% | 93.90% | 87.45% | 84.70% | -424 bps | |
| Liquid Assets / Assets | 1.19% | 1.09% | 1.08% | 1.14% | 1.15% | 1.18% | 1.20% | 1.24% | +11 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 366% | 414% | 404% | n/a | n/a | |