Milwaukee, WI · Cert 28480
SL · FDIC · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in WI (n=110 to 113). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
0
Asset Quality
7
Profitability
27
Liquidity
93
Efficiency
1
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Milwaukee, WI · Cert 28480
SL · FDIC · 1 branch
Q2 2026
Market Position · Milwaukee-Waukesha, WI · 2026 SOD (annual) · 0.0% share · #42 of 43 inst. · $0.0B of $79.9B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.35% | 0.04% | -0.10% | -1.11% | -1.21% | -2.74% | -3.59% | -3.27% | -216 bps | |
| Return on Equity | -4.17% | 0.42% | -1.11% | -12.50% | -13.88% | -32.72% | -55.77% | -53.32% | -4,082 bps | |
| Net Interest Margin | 4.80% | 4.67% | 5.36% | 4.42% | 4.55% | 4.73% | 3.81% | 4.03% | -40 bps | |
| Efficiency Ratio | 106.80% | 106.04% | 101.85% | 124.18% | 126.69% | 154.97% | 198.97% | 176.02% | +5,184 bps | |
| Non-Interest Burden | 5.13% | 4.93% | 5.40% | 5.51% | 5.78% | 7.40% | 7.59% | 7.09% | +158 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -14.63% | -11.97% | -5.36% | -2.49% | -1.72% | -10.32% | -12.57% | -13.24% | -1,076 bps | |
| Loan Growth (YoY) | 4.41% | 1.86% | 1.93% | 2.60% | -5.13% | -7.06% | -11.48% | -14.56% | -1,716 bps | |
| Deposit Growth (YoY) | -17.24% | -13.32% | -6.24% | -0.95% | 0.22% | -10.61% | -10.17% | -10.29% | -933 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 14.11% | 12.87% | 6.38% | 7.09% | 8.59% | 18.82% | 14.42% | 19.47% | +1,238 bps | |
| Net Charge-Offs / Loans | -0.07% | -0.06% | 1.29% | 0.34% | 0.28% | 0.21% | -0.02% | 0.06% | -28 bps | |
| Allowance / Loans | 0.90% | 1.26% | 0.94% | 1.12% | 1.10% | 1.50% | 1.59% | 1.53% | +41 bps | |
| Allowance Coverage of NPLs | 0.1x | 0.1x | 0.1x | 0.2x | 0.1x | 0.1x | 0.1x | 0.1x | -0.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 8.51% | 8.50% | 8.49% | 8.04% | 7.90% | 6.84% | 6.30% | 5.46% | -258 bps | |
| Total Risk-Based Capital | 12.54% | 12.96% | 13.55% | 12.75% | 12.19% | 10.33% | 9.71% | 8.87% | -388 bps | |
| Equity / Assets | 8.84% | 9.02% | 8.94% | 8.61% | 8.39% | 6.82% | 6.04% | 5.49% | -313 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 93.99% | 90.31% | 88.75% | 88.94% | 88.98% | 93.90% | 87.45% | 84.70% | -424 bps | |
| Liquid Assets / Assets | 1.19% | 1.09% | 1.08% | 1.14% | 1.15% | 1.18% | 1.20% | 1.24% | +11 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 366% | 414% | 404% | n/a | n/a | |
Milwaukee, WI · Cert 28480 · Peer group: banks under $1B in assets in WI (n=110-113)
SL · FDIC · 1 branch
Q2 2026
Return on Assets
-3.36%
Rank 113 of 113
Net Interest Margin
4.03%
Rank 20 of 113
Efficiency Ratio
176.02%
Rank 113 of 113
Equity / Assets
5.49%
Rank 112 of 113
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -3.36% | 0.85% | 1.17% | 1.51% | Beats 0% | 113 / 113 | ||
| Return on Equity | -61.17% | 7.70% | 10.77% | 13.67% | Beats 0% | 113 / 113 | ||
| Net Interest Margin | 4.03% | 3.19% | 3.59% | 3.89% | Beats 82% | 20 / 113 | ||
| Efficiency Ratio | 176.02% | 54.61% | 62.43% | 71.88% | Beats 1% | 113 / 113 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 19.47% | 0.03% | 0.24% | 0.91% | Beats 1% | 110 / 110 | ||
| Net Charge-Offs / Loans | 0.03% | n/a | 0.00% | 0.01% | Beats 13% | 97 / 110 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 7.62% | 11.22% | 12.95% | 15.76% | Beats 0% | 113 / 113 | ||
| Total Risk-Based Capital Ratio | 8.87% | 11.57% | 13.59% | 16.73% | Beats 0% | 113 / 113 | ||
| Equity / Assets | 5.49% | 9.17% | 10.74% | 13.13% | Beats 1% | 112 / 113 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 84.70% | 76.54% | 86.37% | 98.93% | 45th pctl | 62 / 112 | ||
| Loans / Assets | 79.55% | 63.07% | 71.33% | 78.84% | 77th pctl | 26 / 113 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||