Columbia Savings and Loan Association
Milwaukee, WI · Cert 28480 · Peer group: banks under $1B in assets in WI (n=109-112)
SL · FDIC · 1 branch
Q2 2026
$20.6MAssets
$16.4MLoans
$19.3MDeposits
$1.1MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 83% of banks under $1B in assets in WI (rank 19 of 112).
- Widest gap: total risk-based capital ratio trails 100% of banks under $1B in assets in WI (rank 112 of 112).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
-3.36%
Rank 112 of 112
Net Interest Margin
4.03%
Rank 19 of 112
Efficiency Ratio
176.02%
Rank 112 of 112
Equity / Assets
5.49%
Rank 111 of 112
Non-interest income vs. expense
Unfavorable gap of $1.5M · efficiency ratio beats 1% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -3.36% | 0.85% | 1.17% | 1.51% | Beats 0% | 112 / 112 | | |
| Return on Equity | -61.17% | 7.87% | 10.91% | 13.85% | Beats 0% | 112 / 112 | | |
| Net Interest Margin | 4.03% | 3.19% | 3.59% | 3.89% | Beats 83% | 19 / 112 | | |
| Efficiency Ratio | 176.02% | 54.87% | 62.73% | 72.61% | Beats 1% | 112 / 112 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 19.47% | 0.03% | 0.22% | 0.91% | Beats 1% | 109 / 109 | | |
| Net Charge-Offs / Loans | 0.03% | n/a | 0.00% | 0.01% | Beats 13% | 96 / 109 | | |
| Capital |
| Tier 1 Capital Ratio | 7.62% | 11.22% | 12.95% | 15.76% | Beats 0% | 112 / 112 | | |
| Total Risk-Based Capital Ratio | 8.87% | 11.57% | 13.59% | 16.73% | Beats 0% | 112 / 112 | | |
| Equity / Assets | 5.49% | 9.17% | 10.74% | 13.13% | Beats 1% | 111 / 112 | | |
| Liquidity & Funding |
| Loans / Deposits | 84.70% | 75.89% | 86.36% | 98.49% | 45th pctl | 61 / 111 | | |
| Loans / Assets | 79.55% | 64.03% | 71.52% | 78.98% | 77th pctl | 26 / 112 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |