Columbia Savings and Loan Association
Milwaukee, WI · Cert 28480 · Peer group: banks under $1B in assets in WI (n=110-113)
SL · FDIC · 1 branch
Q2 2026
$20.6MAssets
$16.4MLoans
$19.3MDeposits
$1.1MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 82% of banks under $1B in assets in WI (rank 20 of 113).
- Widest gap: total risk-based capital ratio trails 100% of banks under $1B in assets in WI (rank 113 of 113).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
-3.36%
Rank 113 of 113
Net Interest Margin
4.03%
Rank 20 of 113
Efficiency Ratio
176.02%
Rank 113 of 113
Equity / Assets
5.49%
Rank 112 of 113
Non-interest income vs. expense
Unfavorable gap of $1.5M · efficiency ratio beats 1% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -3.36% | 0.85% | 1.17% | 1.51% | Beats 0% | 113 / 113 | | |
| Return on Equity | -61.17% | 7.70% | 10.77% | 13.67% | Beats 0% | 113 / 113 | | |
| Net Interest Margin | 4.03% | 3.19% | 3.59% | 3.89% | Beats 82% | 20 / 113 | | |
| Efficiency Ratio | 176.02% | 54.61% | 62.43% | 71.88% | Beats 1% | 113 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 19.47% | 0.03% | 0.24% | 0.91% | Beats 1% | 110 / 110 | | |
| Net Charge-Offs / Loans | 0.03% | n/a | 0.00% | 0.01% | Beats 13% | 97 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 7.62% | 11.22% | 12.95% | 15.76% | Beats 0% | 113 / 113 | | |
| Total Risk-Based Capital Ratio | 8.87% | 11.57% | 13.59% | 16.73% | Beats 0% | 113 / 113 | | |
| Equity / Assets | 5.49% | 9.17% | 10.74% | 13.13% | Beats 1% | 112 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 84.70% | 76.54% | 86.37% | 98.93% | 45th pctl | 62 / 112 | | |
| Loans / Assets | 79.55% | 63.07% | 71.33% | 78.84% | 77th pctl | 26 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |