Price, UT · Charter 24709
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.12% | 1.21% | 1.24% | 0.87% | 1.06% | -6 bps | |
| Return on Equity | 8.41% | 9.10% | 9.18% | 6.49% | 7.52% | -89 bps | |
| Net Interest Margin | 3.60% | 3.56% | 3.54% | 3.47% | 3.64% | +4 bps | |
| Efficiency Ratio | 67.44% | 66.85% | 67.12% | 71.56% | 69.29% | +185 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.34% | 7.86% | 10.42% | 11.19% | 2.59% | -376 bps | |
| Loan Growth (YoY) | 3.28% | -0.42% | 0.40% | -1.10% | 1.16% | -212 bps | |
| Share Growth (YoY) | 5.64% | 7.52% | 10.42% | 11.46% | 1.56% | -407 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.89% | 0.89% | 0.87% | 0.91% | 0.74% | -15 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.29% | 13.30% | 13.53% | 13.47% | 14.11% | +82 bps | |
| Net Worth / Assets | 13.29% | 13.30% | 13.53% | 13.47% | 14.11% | +82 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 68.92% | 67.74% | 66.91% | 65.82% | 68.65% | -27 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |