Price, UT · Charter 24709
NCUA · 4 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
61
Asset Quality
46
Profitability
58
Liquidity
98
Efficiency
74
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Price, UT · Charter 24709
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.12% | 1.21% | 1.24% | 0.87% | 1.06% | -6 bps | |
| Return on Equity | 8.41% | 9.10% | 9.18% | 6.49% | 7.52% | -89 bps | |
| Net Interest Margin | 3.60% | 3.56% | 3.54% | 3.47% | 3.64% | +4 bps | |
| Efficiency Ratio | 67.44% | 66.85% | 67.12% | 71.56% | 69.29% | +185 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.34% | 7.86% | 10.42% | 11.19% | 2.59% | -376 bps | |
| Loan Growth (YoY) | 3.28% | -0.42% | 0.40% | -1.10% | 1.16% | -212 bps | |
| Share Growth (YoY) | 5.64% | 7.52% | 10.42% | 11.46% | 1.56% | -407 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.89% | 0.89% | 0.87% | 0.91% | 0.74% | -15 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.29% | 13.30% | 13.53% | 13.47% | 14.11% | +82 bps | |
| Net Worth / Assets | 13.29% | 13.30% | 13.53% | 13.47% | 14.11% | +82 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 68.92% | 67.74% | 66.91% | 65.82% | 68.65% | -27 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Price, UT · Charter 24709 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
Return on Assets
1.06%
Rank 532 of 1,683
Net Interest Margin
3.64%
Rank 1,000 of 1,683
Efficiency Ratio
69.27%
Rank 436 of 1,682
Equity / Assets
14.11%
Rank 659 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.06% | 0.35% | 0.74% | 1.18% | Beats 68% | 532 / 1,683 | |
| Return on Equity | 7.52% | 2.67% | 5.89% | 8.74% | Beats 65% | 582 / 1,681 | |
| Net Interest Margin | 3.64% | 3.31% | 3.82% | 4.32% | Beats 41% | 1,000 / 1,683 | |
| Efficiency Ratio | 69.27% | 68.91% | 78.20% | 86.93% | Beats 74% | 436 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.74% | 0.26% | 0.65% | 1.29% | Beats 46% | 909 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 14.11% | 10.44% | 12.89% | 16.53% | Beats 61% | 659 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 14.11% | 10.44% | 12.89% | 16.53% | Beats 61% | 659 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 68.65% | 52.61% | 69.38% | 83.50% | 49th pctl | 863 / 1,683 | |
| Loans / Assets | 58.69% | 44.71% | 59.18% | 70.72% | 49th pctl | 861 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||