Eastern Utah Community
Price, UT · Charter 24709 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$219.2MAssets
$128.6MLoans
$187.4MShares
$30.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 74% of credit unions under $1B in assets (rank 436 of 1682).
- Widest gap: net interest margin trails 59% of credit unions under $1B in assets (rank 1000 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.06%
Rank 532 of 1,683
Net Interest Margin
3.64%
Rank 1,000 of 1,683
Efficiency Ratio
69.27%
Rank 436 of 1,682
Equity / Assets
14.11%
Rank 659 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.06% | 0.35% | 0.74% | 1.18% | Beats 68% | 532 / 1,683 | |
| Return on Equity | 7.52% | 2.67% | 5.89% | 8.74% | Beats 65% | 582 / 1,681 | |
| Net Interest Margin | 3.64% | 3.31% | 3.82% | 4.32% | Beats 41% | 1,000 / 1,683 | |
| Efficiency Ratio | 69.27% | 68.91% | 78.20% | 86.93% | Beats 74% | 436 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.74% | 0.26% | 0.65% | 1.29% | Beats 46% | 909 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.11% | 10.44% | 12.89% | 16.53% | Beats 61% | 659 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.11% | 10.44% | 12.89% | 16.53% | Beats 61% | 659 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 68.65% | 52.61% | 69.38% | 83.50% | 49th pctl | 863 / 1,683 | |
| Loans / Assets | 58.69% | 44.71% | 59.18% | 70.72% | 49th pctl | 861 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |