North Canton, OH · Charter 2454
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.77% | 0.80% | 0.91% | 0.59% | 0.78% | 0 bps | |
| Return on Equity | 7.38% | 7.62% | 8.68% | 5.76% | 7.26% | -13 bps | |
| Net Interest Margin | 3.31% | 3.26% | 3.20% | 2.98% | 3.08% | -23 bps | |
| Efficiency Ratio | 75.87% | 74.94% | 72.10% | 76.55% | 73.53% | -234 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.84% | 10.01% | 5.99% | 8.15% | 6.75% | +91 bps | |
| Loan Growth (YoY) | -10.37% | -8.39% | -6.66% | -10.27% | -11.05% | -68 bps | |
| Share Growth (YoY) | 5.75% | 10.11% | 5.67% | 8.05% | 6.47% | +72 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.15% | 0.10% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.46% | 10.51% | 10.50% | 10.29% | 10.68% | +23 bps | |
| Net Worth / Assets | 10.46% | 10.51% | 10.50% | 10.29% | 10.68% | +23 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 48.69% | 47.00% | 44.44% | 40.85% | 40.67% | -801 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |