North Canton, OH · Charter 2454
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.06% | 1.06% | 0.59% | 0.77% | 0.80% | 0.91% | 0.59% | 0.78% | 0 bps | |
| Return on Equity | 9.98% | 10.43% | 5.81% | 7.38% | 7.62% | 8.68% | 5.76% | 7.26% | -13 bps | |
| Net Interest Margin | 3.55% | 3.35% | 3.27% | 3.31% | 3.26% | 3.20% | 2.98% | 3.08% | -23 bps | |
| Efficiency Ratio | 71.84% | 69.97% | 79.49% | 75.87% | 74.94% | 72.10% | 76.55% | 73.53% | -234 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.79% | 2.84% | 4.10% | 5.84% | 10.01% | 5.99% | 8.15% | 6.75% | +91 bps | |
| Loan Growth (YoY) | -15.33% | -17.52% | -14.06% | -10.37% | -8.39% | -6.66% | -10.27% | -11.05% | -68 bps | |
| Share Growth (YoY) | -2.95% | 2.23% | 3.69% | 5.75% | 10.11% | 5.67% | 8.05% | 6.47% | +72 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.26% | 0.09% | 0.06% | 0.00% | 0.15% | 0.10% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.59% | 10.19% | 10.19% | 10.46% | 10.51% | 10.50% | 10.29% | 10.68% | +23 bps | |
| Net Worth / Assets | 10.59% | 10.19% | 10.19% | 10.46% | 10.51% | 10.50% | 10.29% | 10.68% | +23 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 56.49% | 50.31% | 49.19% | 48.69% | 47.00% | 44.44% | 40.85% | 40.67% | -801 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |