North Canton, OH · Charter 2454
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
27
Asset Quality
100
Profitability
44
Liquidity
6
Efficiency
63
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
North Canton, OH · Charter 2454
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.77% | 0.80% | 0.91% | 0.59% | 0.78% | 0 bps | |
| Return on Equity | 7.38% | 7.62% | 8.68% | 5.76% | 7.26% | -13 bps | |
| Net Interest Margin | 3.31% | 3.26% | 3.20% | 2.98% | 3.08% | -23 bps | |
| Efficiency Ratio | 75.87% | 74.94% | 72.10% | 76.55% | 73.53% | -234 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.84% | 10.01% | 5.99% | 8.15% | 6.75% | +91 bps | |
| Loan Growth (YoY) | -10.37% | -8.39% | -6.66% | -10.27% | -11.05% | -68 bps | |
| Share Growth (YoY) | 5.75% | 10.11% | 5.67% | 8.05% | 6.47% | +72 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.15% | 0.10% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.46% | 10.51% | 10.50% | 10.29% | 10.68% | +23 bps | |
| Net Worth / Assets | 10.46% | 10.51% | 10.50% | 10.29% | 10.68% | +23 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 48.69% | 47.00% | 44.44% | 40.85% | 40.67% | -801 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
North Canton, OH · Charter 2454 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
Return on Assets
0.77%
Rank 806 of 1,683
Net Interest Margin
3.08%
Rank 1,406 of 1,683
Efficiency Ratio
73.47%
Rank 616 of 1,682
Equity / Assets
10.69%
Rank 1,221 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.77% | 0.35% | 0.74% | 1.18% | Beats 52% | 806 / 1,683 | |
| Return on Equity | 7.25% | 2.67% | 5.89% | 8.74% | Beats 64% | 613 / 1,681 | |
| Net Interest Margin | 3.08% | 3.31% | 3.82% | 4.32% | Beats 16% | 1,406 / 1,683 | |
| Efficiency Ratio | 73.47% | 68.91% | 78.20% | 86.93% | Beats 63% | 616 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 10.69% | 10.44% | 12.89% | 16.53% | Beats 27% | 1,221 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 10.69% | 10.44% | 12.89% | 16.53% | Beats 27% | 1,221 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 40.67% | 52.61% | 69.38% | 83.50% | 11th pctl | 1,490 / 1,683 | |
| Loans / Assets | 36.27% | 44.71% | 59.18% | 70.72% | 14th pctl | 1,441 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||