Los Angeles, CA · Charter 24506
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.43% | 0.49% | 0.45% | -0.14% | 0.06% | -38 bps | |
| Return on Equity | 5.72% | 6.13% | 5.95% | -1.79% | 0.72% | -500 bps | |
| Net Interest Margin | 3.58% | 3.94% | 3.71% | 4.05% | 3.98% | +40 bps | |
| Efficiency Ratio | 90.47% | 87.27% | 87.49% | 88.00% | 87.37% | -311 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.46% | 4.34% | 14.70% | 5.69% | 2.75% | -671 bps | |
| Loan Growth (YoY) | 3.31% | 1.41% | 4.86% | 3.68% | -0.31% | -362 bps | |
| Share Growth (YoY) | 8.45% | 3.04% | 14.78% | 6.70% | 3.43% | -503 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 8.02% | 0.43% | 3.39% | 2.11% | 5.08% | -294 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.91% | 0.97% | 1.37% | 1.35% | 1.66% | +76 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.55% | 8.07% | 7.52% | 7.67% | 7.61% | +7 bps | |
| Net Worth / Assets | 7.55% | 8.07% | 7.52% | 7.67% | 7.61% | +7 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 30.78% | 32.19% | 29.30% | 30.46% | 29.66% | -111 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |