Los Angeles, CA · Charter 24506
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
3
Asset Quality
2
Profitability
43
Liquidity
0
Efficiency
39
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Los Angeles, CA · Charter 24506
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.43% | 0.49% | 0.45% | -0.14% | 0.06% | -38 bps | |
| Return on Equity | 5.72% | 6.13% | 5.95% | -1.79% | 0.72% | -500 bps | |
| Net Interest Margin | 3.58% | 3.94% | 3.71% | 4.05% | 3.98% | +40 bps | |
| Efficiency Ratio | 90.47% | 87.27% | 87.49% | 88.00% | 87.37% | -311 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.46% | 4.34% | 14.70% | 5.69% | 2.75% | -671 bps | |
| Loan Growth (YoY) | 3.31% | 1.41% | 4.86% | 3.68% | -0.31% | -362 bps | |
| Share Growth (YoY) | 8.45% | 3.04% | 14.78% | 6.70% | 3.43% | -503 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 8.02% | 0.43% | 3.39% | 2.11% | 5.08% | -294 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.91% | 0.97% | 1.37% | 1.35% | 1.66% | +76 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.55% | 8.07% | 7.52% | 7.67% | 7.61% | +7 bps | |
| Net Worth / Assets | 7.55% | 8.07% | 7.52% | 7.67% | 7.61% | +7 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 30.78% | 32.19% | 29.30% | 30.46% | 29.66% | -111 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Los Angeles, CA · Charter 24506 · Peer group: credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62)
NCUA · 1 branch
Q2 2026
Return on Assets
0.06%
Rank 46 of 62
Net Interest Margin
3.98%
Rank 14 of 62
Efficiency Ratio
87.35%
Rank 39 of 62
Equity / Assets
7.61%
Rank 60 of 62
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.06% | 0.01% | 0.47% | 0.92% | Beats 26% | 46 / 62 | |
| Return on Equity | 0.78% | 0.18% | 3.35% | 5.66% | Beats 26% | 46 / 62 | |
| Net Interest Margin | 3.98% | 2.88% | 3.31% | 3.93% | Beats 77% | 14 / 62 | |
| Efficiency Ratio | 87.35% | 71.17% | 84.14% | 92.47% | Beats 39% | 39 / 62 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 5.05% | 0.22% | 0.52% | 0.99% | Beats 2% | 62 / 62 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 7.61% | 9.30% | 12.20% | 16.33% | Beats 3% | 60 / 62 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 7.61% | 9.30% | 12.20% | 16.33% | Beats 3% | 60 / 62 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 29.67% | 48.69% | 57.00% | 84.55% | 5th pctl | 59 / 62 | |
| Loans / Assets | 27.06% | 42.93% | 53.05% | 69.62% | 6th pctl | 58 / 62 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||