Episcopal Community Los Angeles, CA · Charter 24506 · Peer group: credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62)
NCUA · 1 branch
Q2 2026
$6.7M Assets
$1.8M Loans
$6.1M Shares
$512K Net Worth
Executive Summary Strongest standing: net interest margin outperforms 77% of credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 14 of 62). Widest gap: nonperforming loans / loans trails 98% of credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 62 of 62). Overall: at or above the peer median on 1 of 7 directional measures. Return on Assets
0.06%
Rank 46 of 62
Net Interest Margin
3.98%
Rank 14 of 62
Efficiency Ratio
87.35%
Rank 39 of 62
Equity / Assets
7.61%
Rank 60 of 62
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.06% 0.01% 0.47% 0.92% Beats 26% 46 / 62 Return on Equity 0.78% 0.18% 3.35% 5.66% Beats 26% 46 / 62 Net Interest Margin 3.98% 2.88% 3.31% 3.93% Beats 77% 14 / 62 Efficiency Ratio 87.35% 71.17% 84.14% 92.47% Beats 39% 39 / 62 Asset Quality Nonperforming Loans / Loans 5.05% 0.22% 0.52% 0.99% Beats 2% 62 / 62 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 7.61% 9.30% 12.20% 16.33% Beats 3% 60 / 62 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 7.61% 9.30% 12.20% 16.33% Beats 3% 60 / 62 Liquidity & Funding Loans / Deposits 29.67% 48.69% 57.00% 84.55% 5th pctl 59 / 62 Loans / Assets 27.06% 42.93% 53.05% 69.62% 6th pctl 58 / 62 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11